Interest-Only Payment Calculator

Interest-Only Payment Calculator is a powerful financial tool to help homeowners calculate the interest-only monthly payments for their HELOC during draw period and the full monthly payments during repayment period.





Monthly Payment during Interest-Only Period: $833.33

Monthly Payment during Amortization Period: $1,169.18

Total Interest Paid over 360 months: $200,748.96

Total Amount Paid: $399,584.62

Month Payment ($) Principal ($) Interest ($) Remaining Balance ($)
1 $833.33 $0.00 $833.33 $200,000.00
2 $833.33 $0.00 $833.33 $200,000.00
3 $833.33 $0.00 $833.33 $200,000.00
4 $833.33 $0.00 $833.33 $200,000.00
5 $833.33 $0.00 $833.33 $200,000.00
6 $833.33 $0.00 $833.33 $200,000.00
7 $833.33 $0.00 $833.33 $200,000.00
8 $833.33 $0.00 $833.33 $200,000.00
9 $833.33 $0.00 $833.33 $200,000.00
10 $833.33 $0.00 $833.33 $200,000.00
11 $833.33 $0.00 $833.33 $200,000.00
12 $833.33 $0.00 $833.33 $200,000.00
13 $833.33 $0.00 $833.33 $200,000.00
14 $833.33 $0.00 $833.33 $200,000.00
15 $833.33 $0.00 $833.33 $200,000.00
16 $833.33 $0.00 $833.33 $200,000.00
17 $833.33 $0.00 $833.33 $200,000.00
18 $833.33 $0.00 $833.33 $200,000.00
19 $833.33 $0.00 $833.33 $200,000.00
20 $833.33 $0.00 $833.33 $200,000.00
21 $833.33 $0.00 $833.33 $200,000.00
22 $833.33 $0.00 $833.33 $200,000.00
23 $833.33 $0.00 $833.33 $200,000.00
24 $833.33 $0.00 $833.33 $200,000.00
25 $833.33 $0.00 $833.33 $200,000.00
26 $833.33 $0.00 $833.33 $200,000.00
27 $833.33 $0.00 $833.33 $200,000.00
28 $833.33 $0.00 $833.33 $200,000.00
29 $833.33 $0.00 $833.33 $200,000.00
30 $833.33 $0.00 $833.33 $200,000.00
31 $833.33 $0.00 $833.33 $200,000.00
32 $833.33 $0.00 $833.33 $200,000.00
33 $833.33 $0.00 $833.33 $200,000.00
34 $833.33 $0.00 $833.33 $200,000.00
35 $833.33 $0.00 $833.33 $200,000.00
36 $833.33 $0.00 $833.33 $200,000.00
37 $833.33 $0.00 $833.33 $200,000.00
38 $833.33 $0.00 $833.33 $200,000.00
39 $833.33 $0.00 $833.33 $200,000.00
40 $833.33 $0.00 $833.33 $200,000.00
41 $833.33 $0.00 $833.33 $200,000.00
42 $833.33 $0.00 $833.33 $200,000.00
43 $833.33 $0.00 $833.33 $200,000.00
44 $833.33 $0.00 $833.33 $200,000.00
45 $833.33 $0.00 $833.33 $200,000.00
46 $833.33 $0.00 $833.33 $200,000.00
47 $833.33 $0.00 $833.33 $200,000.00
48 $833.33 $0.00 $833.33 $200,000.00
49 $833.33 $0.00 $833.33 $200,000.00
50 $833.33 $0.00 $833.33 $200,000.00
51 $833.33 $0.00 $833.33 $200,000.00
52 $833.33 $0.00 $833.33 $200,000.00
53 $833.33 $0.00 $833.33 $200,000.00
54 $833.33 $0.00 $833.33 $200,000.00
55 $833.33 $0.00 $833.33 $200,000.00
56 $833.33 $0.00 $833.33 $200,000.00
57 $833.33 $0.00 $833.33 $200,000.00
58 $833.33 $0.00 $833.33 $200,000.00
59 $833.33 $0.00 $833.33 $200,000.00
60 $833.33 $0.00 $833.33 $200,000.00
61 $1,169.18 $335.85 $833.33 $199,664.15
62 $1,169.18 $337.25 $831.93 $199,326.91
63 $1,169.18 $338.65 $830.53 $198,988.26
64 $1,169.18 $340.06 $829.12 $198,648.19
65 $1,169.18 $341.48 $827.70 $198,306.71
66 $1,169.18 $342.90 $826.28 $197,963.81
67 $1,169.18 $344.33 $824.85 $197,619.48
68 $1,169.18 $345.77 $823.41 $197,273.72
69 $1,169.18 $347.21 $821.97 $196,926.51
70 $1,169.18 $348.65 $820.53 $196,577.86
71 $1,169.18 $350.11 $819.07 $196,227.75
72 $1,169.18 $351.56 $817.62 $195,876.19
73 $1,169.18 $353.03 $816.15 $195,523.16
74 $1,169.18 $354.50 $814.68 $195,168.66
75 $1,169.18 $355.98 $813.20 $194,812.68
76 $1,169.18 $357.46 $811.72 $194,455.22
77 $1,169.18 $358.95 $810.23 $194,096.27
78 $1,169.18 $360.45 $808.73 $193,735.82
79 $1,169.18 $361.95 $807.23 $193,373.88
80 $1,169.18 $363.46 $805.72 $193,010.42
81 $1,169.18 $364.97 $804.21 $192,645.45
82 $1,169.18 $366.49 $802.69 $192,278.96
83 $1,169.18 $368.02 $801.16 $191,910.94
84 $1,169.18 $369.55 $799.63 $191,541.39
85 $1,169.18 $371.09 $798.09 $191,170.30
86 $1,169.18 $372.64 $796.54 $190,797.66
87 $1,169.18 $374.19 $794.99 $190,423.47
88 $1,169.18 $375.75 $793.43 $190,047.72
89 $1,169.18 $377.31 $791.87 $189,670.41
90 $1,169.18 $378.89 $790.29 $189,291.52
91 $1,169.18 $380.47 $788.71 $188,911.06
92 $1,169.18 $382.05 $787.13 $188,529.01
93 $1,169.18 $383.64 $785.54 $188,145.36
94 $1,169.18 $385.24 $783.94 $187,760.12
95 $1,169.18 $386.85 $782.33 $187,373.28
96 $1,169.18 $388.46 $780.72 $186,984.82
97 $1,169.18 $390.08 $779.10 $186,594.74
98 $1,169.18 $391.70 $777.48 $186,203.04
99 $1,169.18 $393.33 $775.85 $185,809.71
100 $1,169.18 $394.97 $774.21 $185,414.73
101 $1,169.18 $396.62 $772.56 $185,018.11
102 $1,169.18 $398.27 $770.91 $184,619.84
103 $1,169.18 $399.93 $769.25 $184,219.91
104 $1,169.18 $401.60 $767.58 $183,818.31
105 $1,169.18 $403.27 $765.91 $183,415.04
106 $1,169.18 $404.95 $764.23 $183,010.09
107 $1,169.18 $406.64 $762.54 $182,603.46
108 $1,169.18 $408.33 $760.85 $182,195.12
109 $1,169.18 $410.03 $759.15 $181,785.09
110 $1,169.18 $411.74 $757.44 $181,373.35
111 $1,169.18 $413.46 $755.72 $180,959.89
112 $1,169.18 $415.18 $754.00 $180,544.71
113 $1,169.18 $416.91 $752.27 $180,127.80
114 $1,169.18 $418.65 $750.53 $179,709.15
115 $1,169.18 $420.39 $748.79 $179,288.76
116 $1,169.18 $422.14 $747.04 $178,866.62
117 $1,169.18 $423.90 $745.28 $178,442.71
118 $1,169.18 $425.67 $743.51 $178,017.04
119 $1,169.18 $427.44 $741.74 $177,589.60
120 $1,169.18 $429.22 $739.96 $177,160.38
121 $1,169.18 $431.01 $738.17 $176,729.37
122 $1,169.18 $432.81 $736.37 $176,296.56
123 $1,169.18 $434.61 $734.57 $175,861.95
124 $1,169.18 $436.42 $732.76 $175,425.53
125 $1,169.18 $438.24 $730.94 $174,987.29
126 $1,169.18 $440.07 $729.11 $174,547.22
127 $1,169.18 $441.90 $727.28 $174,105.32
128 $1,169.18 $443.74 $725.44 $173,661.58
129 $1,169.18 $445.59 $723.59 $173,215.99
130 $1,169.18 $447.45 $721.73 $172,768.54
131 $1,169.18 $449.31 $719.87 $172,319.23
132 $1,169.18 $451.18 $718.00 $171,868.05
133 $1,169.18 $453.06 $716.12 $171,414.98
134 $1,169.18 $454.95 $714.23 $170,960.03
135 $1,169.18 $456.85 $712.33 $170,503.19
136 $1,169.18 $458.75 $710.43 $170,044.44
137 $1,169.18 $460.66 $708.52 $169,583.77
138 $1,169.18 $462.58 $706.60 $169,121.19
139 $1,169.18 $464.51 $704.67 $168,656.68
140 $1,169.18 $466.44 $702.74 $168,190.24
141 $1,169.18 $468.39 $700.79 $167,721.85
142 $1,169.18 $470.34 $698.84 $167,251.51
143 $1,169.18 $472.30 $696.88 $166,779.21
144 $1,169.18 $474.27 $694.91 $166,304.95
145 $1,169.18 $476.24 $692.94 $165,828.71
146 $1,169.18 $478.23 $690.95 $165,350.48
147 $1,169.18 $480.22 $688.96 $164,870.26
148 $1,169.18 $482.22 $686.96 $164,388.04
149 $1,169.18 $484.23 $684.95 $163,903.81
150 $1,169.18 $486.25 $682.93 $163,417.56
151 $1,169.18 $488.27 $680.91 $162,929.29
152 $1,169.18 $490.31 $678.87 $162,438.98
153 $1,169.18 $492.35 $676.83 $161,946.63
154 $1,169.18 $494.40 $674.78 $161,452.23
155 $1,169.18 $496.46 $672.72 $160,955.76
156 $1,169.18 $498.53 $670.65 $160,457.23
157 $1,169.18 $500.61 $668.57 $159,956.62
158 $1,169.18 $502.69 $666.49 $159,453.93
159 $1,169.18 $504.79 $664.39 $158,949.14
160 $1,169.18 $506.89 $662.29 $158,442.25
161 $1,169.18 $509.00 $660.18 $157,933.24
162 $1,169.18 $511.12 $658.06 $157,422.12
163 $1,169.18 $513.25 $655.93 $156,908.86
164 $1,169.18 $515.39 $653.79 $156,393.47
165 $1,169.18 $517.54 $651.64 $155,875.93
166 $1,169.18 $519.70 $649.48 $155,356.23
167 $1,169.18 $521.86 $647.32 $154,834.37
168 $1,169.18 $524.04 $645.14 $154,310.33
169 $1,169.18 $526.22 $642.96 $153,784.11
170 $1,169.18 $528.41 $640.77 $153,255.70
171 $1,169.18 $530.61 $638.57 $152,725.09
172 $1,169.18 $532.83 $636.35 $152,192.26
173 $1,169.18 $535.05 $634.13 $151,657.22
174 $1,169.18 $537.28 $631.91 $151,119.94
175 $1,169.18 $539.51 $629.67 $150,580.43
176 $1,169.18 $541.76 $627.42 $150,038.67
177 $1,169.18 $544.02 $625.16 $149,494.65
178 $1,169.18 $546.29 $622.89 $148,948.36
179 $1,169.18 $548.56 $620.62 $148,399.80
180 $1,169.18 $550.85 $618.33 $147,848.95
181 $1,169.18 $553.14 $616.04 $147,295.81
182 $1,169.18 $555.45 $613.73 $146,740.36
183 $1,169.18 $557.76 $611.42 $146,182.60
184 $1,169.18 $560.09 $609.09 $145,622.51
185 $1,169.18 $562.42 $606.76 $145,060.09
186 $1,169.18 $564.76 $604.42 $144,495.33
187 $1,169.18 $567.12 $602.06 $143,928.21
188 $1,169.18 $569.48 $599.70 $143,358.73
189 $1,169.18 $571.85 $597.33 $142,786.88
190 $1,169.18 $574.23 $594.95 $142,212.65
191 $1,169.18 $576.63 $592.55 $141,636.02
192 $1,169.18 $579.03 $590.15 $141,056.99
193 $1,169.18 $581.44 $587.74 $140,475.55
194 $1,169.18 $583.87 $585.31 $139,891.68
195 $1,169.18 $586.30 $582.88 $139,305.38
196 $1,169.18 $588.74 $580.44 $138,716.64
197 $1,169.18 $591.19 $577.99 $138,125.45
198 $1,169.18 $593.66 $575.52 $137,531.79
199 $1,169.18 $596.13 $573.05 $136,935.66
200 $1,169.18 $598.61 $570.57 $136,337.05
201 $1,169.18 $601.11 $568.07 $135,735.94
202 $1,169.18 $603.61 $565.57 $135,132.32
203 $1,169.18 $606.13 $563.05 $134,526.20
204 $1,169.18 $608.65 $560.53 $133,917.54
205 $1,169.18 $611.19 $557.99 $133,306.35
206 $1,169.18 $613.74 $555.44 $132,692.61
207 $1,169.18 $616.29 $552.89 $132,076.32
208 $1,169.18 $618.86 $550.32 $131,457.46
209 $1,169.18 $621.44 $547.74 $130,836.02
210 $1,169.18 $624.03 $545.15 $130,211.99
211 $1,169.18 $626.63 $542.55 $129,585.36
212 $1,169.18 $629.24 $539.94 $128,956.12
213 $1,169.18 $631.86 $537.32 $128,324.25
214 $1,169.18 $634.50 $534.68 $127,689.76
215 $1,169.18 $637.14 $532.04 $127,052.62
216 $1,169.18 $639.79 $529.39 $126,412.82
217 $1,169.18 $642.46 $526.72 $125,770.36
218 $1,169.18 $645.14 $524.04 $125,125.23
219 $1,169.18 $647.82 $521.36 $124,477.40
220 $1,169.18 $650.52 $518.66 $123,826.88
221 $1,169.18 $653.23 $515.95 $123,173.64
222 $1,169.18 $655.96 $513.22 $122,517.69
223 $1,169.18 $658.69 $510.49 $121,859.00
224 $1,169.18 $661.43 $507.75 $121,197.56
225 $1,169.18 $664.19 $504.99 $120,533.37
226 $1,169.18 $666.96 $502.22 $119,866.41
227 $1,169.18 $669.74 $499.44 $119,196.68
228 $1,169.18 $672.53 $496.65 $118,524.15
229 $1,169.18 $675.33 $493.85 $117,848.82
230 $1,169.18 $678.14 $491.04 $117,170.68
231 $1,169.18 $680.97 $488.21 $116,489.71
232 $1,169.18 $683.81 $485.37 $115,805.90
233 $1,169.18 $686.66 $482.52 $115,119.25
234 $1,169.18 $689.52 $479.66 $114,429.73
235 $1,169.18 $692.39 $476.79 $113,737.34
236 $1,169.18 $695.27 $473.91 $113,042.07
237 $1,169.18 $698.17 $471.01 $112,343.89
238 $1,169.18 $701.08 $468.10 $111,642.81
239 $1,169.18 $704.00 $465.18 $110,938.81
240 $1,169.18 $706.94 $462.25 $110,231.88
241 $1,169.18 $709.88 $459.30 $109,522.00
242 $1,169.18 $712.84 $456.34 $108,809.16
243 $1,169.18 $715.81 $453.37 $108,093.35
244 $1,169.18 $718.79 $450.39 $107,374.56
245 $1,169.18 $721.79 $447.39 $106,652.77
246 $1,169.18 $724.79 $444.39 $105,927.98
247 $1,169.18 $727.81 $441.37 $105,200.17
248 $1,169.18 $730.85 $438.33 $104,469.32
249 $1,169.18 $733.89 $435.29 $103,735.43
250 $1,169.18 $736.95 $432.23 $102,998.48
251 $1,169.18 $740.02 $429.16 $102,258.46
252 $1,169.18 $743.10 $426.08 $101,515.36
253 $1,169.18 $746.20 $422.98 $100,769.16
254 $1,169.18 $749.31 $419.87 $100,019.85
255 $1,169.18 $752.43 $416.75 $99,267.42
256 $1,169.18 $755.57 $413.61 $98,511.85
257 $1,169.18 $758.71 $410.47 $97,753.14
258 $1,169.18 $761.88 $407.30 $96,991.26
259 $1,169.18 $765.05 $404.13 $96,226.21
260 $1,169.18 $768.24 $400.94 $95,457.97
261 $1,169.18 $771.44 $397.74 $94,686.54
262 $1,169.18 $774.65 $394.53 $93,911.88
263 $1,169.18 $777.88 $391.30 $93,134.00
264 $1,169.18 $781.12 $388.06 $92,352.88
265 $1,169.18 $784.38 $384.80 $91,568.50
266 $1,169.18 $787.64 $381.54 $90,780.86
267 $1,169.18 $790.93 $378.25 $89,989.93
268 $1,169.18 $794.22 $374.96 $89,195.71
269 $1,169.18 $797.53 $371.65 $88,398.18
270 $1,169.18 $800.85 $368.33 $87,597.33
271 $1,169.18 $804.19 $364.99 $86,793.13
272 $1,169.18 $807.54 $361.64 $85,985.59
273 $1,169.18 $810.91 $358.27 $85,174.69
274 $1,169.18 $814.29 $354.89 $84,360.40
275 $1,169.18 $817.68 $351.50 $83,542.72
276 $1,169.18 $821.09 $348.09 $82,721.64
277 $1,169.18 $824.51 $344.67 $81,897.13
278 $1,169.18 $827.94 $341.24 $81,069.19
279 $1,169.18 $831.39 $337.79 $80,237.80
280 $1,169.18 $834.86 $334.32 $79,402.94
281 $1,169.18 $838.33 $330.85 $78,564.61
282 $1,169.18 $841.83 $327.35 $77,722.78
283 $1,169.18 $845.34 $323.84 $76,877.44
284 $1,169.18 $848.86 $320.32 $76,028.59
285 $1,169.18 $852.39 $316.79 $75,176.19
286 $1,169.18 $855.95 $313.23 $74,320.24
287 $1,169.18 $859.51 $309.67 $73,460.73
288 $1,169.18 $863.09 $306.09 $72,597.64
289 $1,169.18 $866.69 $302.49 $71,730.95
290 $1,169.18 $870.30 $298.88 $70,860.65
291 $1,169.18 $873.93 $295.25 $69,986.72
292 $1,169.18 $877.57 $291.61 $69,109.15
293 $1,169.18 $881.23 $287.95 $68,227.93
294 $1,169.18 $884.90 $284.28 $67,343.03
295 $1,169.18 $888.58 $280.60 $66,454.45
296 $1,169.18 $892.29 $276.89 $65,562.16
297 $1,169.18 $896.00 $273.18 $64,666.15
298 $1,169.18 $899.74 $269.44 $63,766.42
299 $1,169.18 $903.49 $265.69 $62,862.93
300 $1,169.18 $907.25 $261.93 $61,955.68
301 $1,169.18 $911.03 $258.15 $61,044.65
302 $1,169.18 $914.83 $254.35 $60,129.82
303 $1,169.18 $918.64 $250.54 $59,211.18
304 $1,169.18 $922.47 $246.71 $58,288.71
305 $1,169.18 $926.31 $242.87 $57,362.40
306 $1,169.18 $930.17 $239.01 $56,432.23
307 $1,169.18 $934.05 $235.13 $55,498.19
308 $1,169.18 $937.94 $231.24 $54,560.25
309 $1,169.18 $941.85 $227.33 $53,618.40
310 $1,169.18 $945.77 $223.41 $52,672.63
311 $1,169.18 $949.71 $219.47 $51,722.92
312 $1,169.18 $953.67 $215.51 $50,769.26
313 $1,169.18 $957.64 $211.54 $49,811.61
314 $1,169.18 $961.63 $207.55 $48,849.98
315 $1,169.18 $965.64 $203.54 $47,884.34
316 $1,169.18 $969.66 $199.52 $46,914.68
317 $1,169.18 $973.70 $195.48 $45,940.98
318 $1,169.18 $977.76 $191.42 $44,963.22
319 $1,169.18 $981.83 $187.35 $43,981.39
320 $1,169.18 $985.92 $183.26 $42,995.46
321 $1,169.18 $990.03 $179.15 $42,005.43
322 $1,169.18 $994.16 $175.02 $41,011.27
323 $1,169.18 $998.30 $170.88 $40,012.97
324 $1,169.18 $1,002.46 $166.72 $39,010.51
325 $1,169.18 $1,006.64 $162.54 $38,003.88
326 $1,169.18 $1,010.83 $158.35 $36,993.05
327 $1,169.18 $1,015.04 $154.14 $35,978.00
328 $1,169.18 $1,019.27 $149.91 $34,958.73
329 $1,169.18 $1,023.52 $145.66 $33,935.21
330 $1,169.18 $1,027.78 $141.40 $32,907.43
331 $1,169.18 $1,032.07 $137.11 $31,875.36
332 $1,169.18 $1,036.37 $132.81 $30,839.00
333 $1,169.18 $1,040.68 $128.50 $29,798.31
334 $1,169.18 $1,045.02 $124.16 $28,753.29
335 $1,169.18 $1,049.37 $119.81 $27,703.92
336 $1,169.18 $1,053.75 $115.43 $26,650.17
337 $1,169.18 $1,058.14 $111.04 $25,592.03
338 $1,169.18 $1,062.55 $106.63 $24,529.49
339 $1,169.18 $1,066.97 $102.21 $23,462.51
340 $1,169.18 $1,071.42 $97.76 $22,391.09
341 $1,169.18 $1,075.88 $93.30 $21,315.21
342 $1,169.18 $1,080.37 $88.81 $20,234.84
343 $1,169.18 $1,084.87 $84.31 $19,149.98
344 $1,169.18 $1,089.39 $79.79 $18,060.59
345 $1,169.18 $1,093.93 $75.25 $16,966.66
346 $1,169.18 $1,098.49 $70.69 $15,868.17
347 $1,169.18 $1,103.06 $66.12 $14,765.11
348 $1,169.18 $1,107.66 $61.52 $13,657.45
349 $1,169.18 $1,112.27 $56.91 $12,545.18
350 $1,169.18 $1,116.91 $52.27 $11,428.27
351 $1,169.18 $1,121.56 $47.62 $10,306.71
352 $1,169.18 $1,126.24 $42.94 $9,180.47
353 $1,169.18 $1,130.93 $38.25 $8,049.54
354 $1,169.18 $1,135.64 $33.54 $6,913.90
355 $1,169.18 $1,140.37 $28.81 $5,773.53
356 $1,169.18 $1,145.12 $24.06 $4,628.41
357 $1,169.18 $1,149.90 $19.29 $3,478.51
358 $1,169.18 $1,154.69 $14.49 $2,323.83
359 $1,169.18 $1,159.50 $9.68 $1,164.33